About us
My mission is to make personal finance simple, practical, and easy to understand, so you can take full control of your financial life.
Whether you’re learning how to budget, just starting to invest, or looking to become debt-free our tips, tools, and insights are here to support you.
On our blog, you’ll find:
Personal finance guides in easy, everyday language
Smart budgeting, saving, and investing strategies
New business ideas and income opportunities
Helpful tips for students, freelancers, and small business owners
I believe – “It’s your money, so the rules should be yours too.”
And that’s what i stand for — My Money, My Rules.
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Author Introduction
My name is Surendra Dhruw, and I am a personal finance writer, investor, and stock market learner with over 7 years of experience in the Indian share market. I hold a Master of Commerce (M.Com) degree, which has given me a strong academic foundation in finance, accounting, and economics.
Over the years, I have gained practical experience in stock market investing, IPO analysis, risk management, and long-term financial planning. My journey has never been about chasing quick profits; instead, it has focused on understanding market fundamentals, avoiding major losses, and building sustainable financial knowledge.
I strongly believe that the lack of personal finance awareness in India is one of the main reasons people struggle with saving, investing, and wealth creation. To help solve this problem, I actively work on simplifying complex financial concepts and making them easy to understand for everyone.
Through my website SmartPaisaTalk.co.in, I regularly publish SEO-friendly and research-based articles on personal finance, stock market education, IPO reviews, investment strategies, and money management tips. My mission is to empower readers to make informed financial decisions and build long-term financial security.
Surendra Dhruw
Personal Finance Writer
👉 about.me/surendradhruw